29 Окт. 2012 г.|
Pay by credit card
A lot of readers have applied for the 100,000-mile bonus on the Citi Executive AAdvantage card since it appeared a couple months ago and are now thinking of ways to meet the minimum spending requirement of $10,000 in 3 months. There are plenty of tax payment services that will let you use a points-earning credit card. With such great credit card bonuses out there right now, it’s a great time to apply for some new points-earning credit cards. Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Think before you spend -- if you don't pay off your monthly bill, the amount can snowball into a pretty big figure as it revolves and gains interest.
Yes, we accept the following credit cards: Visa, Mastercard, American Express, and Discover.
Select the PayPal option, then click the "Continue Checkout" button (this does not require a PayPal account).
Electronic Payment Services: Instead of using checks to pay people, there are a couple payment systems out there that will use your credit card to pay other individuals instead without posting as cash advances. Utilities: Though some major utility companies still require you to link your account to a bank account for payment, more and more are letting customers pay their monthly bills using credit cards, so be sure to check with your utility providers to see if they already do so, or plan to.
This is especially true if you are owed a refund or end up paying more taxes than you should. Click the "Continue" button or Text link "Continue" on the left side (see screenshots below) to pay by credit card without a PayPal account. Once you sign up for Bluebird and activate your account, you can fund it by purchasing Vanilla Reloads at a retailer like CVS that will let you buy them using points-earning credit cards in denominations up to $500 for $3.95 per card.
Gift cards, like those offered by Amex and Visa, can be purchased at all kinds of merchants like drug stores, supermarkets, gas stations and more. However, there are services such as Charge Smart or WilliamPaid that allow you to make such payments by credit card – though you generally pay a 3% fee. You’re just wasting your points-earning potential by not putting every possible purchase on a credit card. Some credit cards even give category spending bonuses on charitable donations, like the US Bank Flexperks Travel Rewards Visa, which earns 3X points per $1 on such donations.
You've been preapproved for a National Bank Platinum Card with a credit limit of $25,000 dollars!" You consider what you could buy with $25,000. Once you have loaded the value of the Vanilla Reload into your Bluebird account, you can cut checks from there either through the electronic bill pay service or by writing a physical check (just as you would with a normal checking account) for expenses like mortgage, car leases, insurance premiums and more.
I simply charge the money I want to spend to my points-earning credit card, and the recipient can direct deposit the value directly to a linked bank account. You can usually find them in either set denominations or as variable-load cards where you can choose how much to put on them.
For property and state taxes, you can use Official Payments as a third party service, while for federal taxes, check the IRS list of tax payment service providers, many of whom accept payment by credit card. Plus many of the major airlines including American and United have dining networks that allow you to earn double points, and up to five points per dollar spent at participating restaurants, so be sure your cards are registered.
Now in order to do this, you must be responsible and in good financial shape, and you must be prepared to pay off your balances in full every month because the APR on balances will far outweigh the value of any points you might earn. Or how you could use it to pay off the balance on your three other credit cards.Debt Image GalleryCredit cards are the perfect example of revolving credit.
Just be sure the bank or finance company that holds your loan will accept payments through such services. With revolving credit, a bank allows you to continuously borrow money up to a certain credit limit.
Still, thanks to the versatility of Bluebird and the $5,000 monthly limit, it’s a great way to make eligible purchases with your points-earning credit card and then put that money to use paying bills.
Plus, many credit cards offer spending threshold bonuses where if you meet a certain level of spend, you earn bonus points or benefits. Every time you buy something on credit, that amount is subtracted from your total credit limit. This is a great way to put a little extra spending on your cards – for instance by paying for a group dinner or vacation rental and then having your friends or family pay you back. For instance, with the American Express Premier Rewards Gold card (on which you also earn 3 points per dollar on flights booked directly with airlines, 2 points per dollar on US supermarkets, and one point per dollar on other transactions) you earn 15,000 bonus points when you spend $30,000 on purchases in a calendar year, boosting your points-earning by up to 50%, so by really concentrating your spending and paying attention to threshold bonuses, you can rack up even more points.
If you keep revolving month after month, you could find yourself in a serious debt mess.The United States is hooked on revolving credit.
The good news is that 40 percent of credit card holders pay their full balance every month. The bad news is that a significant number of Americans have been caught in the revolving credit trap.