11 Июл. 2012 г.|
Ошибка p2p credit
So this is a very different offer from social P2P lending, as it removes the social context and makes it pure crowdfunded lending via a third party risk manager.
He claims P2P lending is nothing new, not innovative and purely an alternative source of funds in the S&L markets.
After all, it may be that credit is so tight with the banks that finding a loan is now only available through alternative markets. Either way Rhydian then went on to say, wearing his other hat of part of the P2P Finance Association, that the average age of funders in P2P networks is 55 years old and borrowers are 39 years old.
It’s a good time for these guys to be in the market and the prediction of 10% of all unsecured retail lending being in the hands of P2P lenders by 2010, made by Gartner in 2008, may have been precipitate but is not far off the truth of today. One year ago today, we launched RateSetter on an unsuspecting world, with the vision of creating great value Savings and Loans products between creditworthy Borrowers and smart Savers.